Federal Employees Group Life

Federal Employees Group Life also known as FEGLI; is a group life insurance administered by Met Life. This Plan is set up when you start your Federal career. FEGLI is a reasonably priced plan with good coverage when started at a young age. However, the premiums in this plan increase every five years starting at age 35 and becomes prohibitive starting around age 50.

We have come to realize that limited knowledge of your Federal group life plan could cost you thousands of dollars throughout your career, and even more at retirement.

How your coverage works

The table rates below are based on $250,000 in life insurance coverage. Opt. B Only

Age Cost Coverage Cost per Pay Period
Under 35 $0.02 / thousand $250,000 $5.00 / pay period
35 – 39 $0.03 / thousand $250,000 $7.50 / pay period
40 – 44 $0.04 / thousand $250,000 $10.00 / pay period
45 – 49 $0.07 / thousand $250,000 $17.50 / pay period
50 – 54 $0.11 / thousand $250,000 $27.50 / pay period
55 – 59 $0.20 / thousand $250,000 $50.00 / pay period
60 – 64 $0.44 / thousand $250,000 $110.00 / pay period
65 – 69 $0.54 / thousand $250,000 $135.00 / pay period
70 – 74 $0.96 / thousand $250,000 $240.00 / pay period
75 – 79 $1.80 / thousand $250,000 $450.00 / pay period
80 and over $2.64 / thousand $250,000 $660.00 / pay period

Our Federal Benefit specialist can not only help you understand your FEGLI benefits but they can also show you what is available and help update your FEGLI benefits.
FIND OUT IF GPIS CAN HELP YOU SAVE THOUSANDS OF DOLLARS IN LIFE INSURANCE PREMIUMS